MoonPay Debuts MoonAgents Card for AI-Driven Crypto Payments

MoonPay launches the MoonAgents Card on Mastercard's network, enabling AI agents to spend stablecoins autonomously in the UK and Latin America.

The product—MoonAgents Card—is built on the Mastercard network and aims to bridge blockchain infrastructure with traditional payment systems in real time.

A New Standard

The MoonAgents Card is designed not merely as another crypto card, but as infrastructure for “agentic finance”—a model where software agents can independently perform financial operations. This includes paying for subscriptions, cloud services, or executing automated strategies without requiring human intervention for every transaction.

The card integrates directly with the MoonPay Agents ecosystem, allowing developers to create spending rules and manage wallets through a programmable interface. This opens new possibilities for automation in digital finance, particularly in an environment where AI systems increasingly perform real economic tasks.

Self-Custody Model with Real-Time Payments

One of the key features of the product is that it maintains a self-custodial structure. Users retain control over their private keys, and funds are not pre-transferred to a centralized account.

When a payment is made, a smart contract temporarily accesses the necessary stablecoin balance, which is converted into fiat currency at the moment of the transaction. If the payment is declined, the funds remain in the user’s wallet.

An additional advantage is the functionality that allows users to top up the card without extra costs—a factor that could accelerate adoption among a broader audience.

Infrastructure and Regulation

The card’s technological foundation includes a partnership with Monavate for issuance and regulatory compliance, alongside the use of MoonPay CLI—a tool that allows developers to create and manage cards programmatically.

This positions the product not just as a consumer solution, but as a platform for building new financial applications based on automation and blockchain technology.

Initially, the MoonAgents Card is available in the UK and Latin America, with the company planning to expand to the United States and the European Union in the coming months.

The launch of such a product highlights the rapid evolution at the intersection of artificial intelligence and finance. If this model gains traction, it could change how payments are conducted—moving from manually managed systems to fully automated ones where AI acts as an active participant in the economy rather than just an analytical tool.