$6.25B Dell Donation Broadens Reach of U.S. Child Investment Program

Michael and Susan Dell are giving a major lift to the nation’s new youth-savings system with a $6.25 billion pledge aimed at children who fall outside the federal program’s eligibility window.

Their contribution will deliver $250 directly into the investment accounts of 25 million kids under age 10, focusing on ZIP codes with median incomes below $150,000. The Treasury will deposit the funds automatically, expanding access to long-term investing for families less likely to open accounts on their own.

The federal “Trump Accounts” program, part of “Invest America”, currently provides $1,000 to children born between 2025 and 2028, with funds required to be invested in low-cost U.S. equity index products.

Balances become available at age 18 for education, housing, or launching a business. The Dells’ donation broadens that effort well beyond newborns, shifting the program from a targeted grant to something closer to a national youth-investment platform.

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Michael Dell had already committed his company to matching the federal $1,000 contribution for employees’ newborn children. The new personal pledge positions the family as the largest private supporter of the initiative and underscores growing philanthropic confidence in early-life, market-based savings.

As Treasury prepares to distribute the new deposits, the program enters a more expansive phase – blending public policy and private capital to bring millions more families into long-term wealth-building.