ChatGPT Predicts Price of XRP, Cardano, Best Wallet Token by End of 2026

The crypto market is taking another beating – down about 5% since yesterday, with Bitcoin sitting under $106,000 and the total market cap below $3.6 trillion. This drop started last week when Trump floated the idea of 100% tariffs on Chinese imports, which sent risk assets spiraling.

Add in other negative factors, such as rising bond yields, a stronger dollar, and delayed settlements after last week’s crash, and you’ve got a perfect storm that’s battering the crypto market.

But short-term chaos doesn’t wipe out long-term fundamentals. ChatGPT recently analyzed several major altcoins, laying out where they could realistically reach by the end of 2026, assuming ongoing adoption.

Its predictions were eye-catching: XRP (XRP) at $9.40, Cardano (ADA) at $5.80, and Best Wallet Token (BEST) at $2.75. Let’s take a closer look at each of ChatGPT’s predictions and the reasoning behind them.

XRP Could Hit $9.40 by Late 2026 – Here’s ChatGPT’s Case

ChatGPT’s forecast of XRP reaching $9.40 by the end of next year hinges on institutional money showing up in size. The AI identifies more spot ETF approvals as the trigger event; once big-name funds like 21Shares go live, capital will flow in quickly.

Bitcoin surged 165% in the six months after its spot ETF launch, and XRP has a much smaller market cap with more room to run. If XRP can attain that sort of momentum, ChatGPT thinks it could rally from its current price of $2.28 into the $5–6 range by mid-2026.

Also, Ripple’s GTreasury acquisition gives the company a direct line into Fortune 500 treasury operations. Assuming a handful of those companies start routing cross-border payments through Ripple’s RLUSD stablecoin, transaction volume would jump massively.

Lastly, ChatGPT highlighted that Ripple is taking steps to align RippleNet with ISO 20022, allowing it to fit into the global banking system’s new messaging standard. All of these factors converging at the same time could drive XRP toward ChatGPT’s $9.40 target.

ChatGPT’s $5.80 Target for Cardano Relies on ETFs, Midnight, and Mastercard

ChatGPT predicts Cardano will hit $5.80 by late 2026, driven by a series of catalysts that could land one after another. Spot ETF approvals – likely sometime this quarter – will pave the way for institutional capital. And with 57% of the ADA supply locked in staking, any ETF inflows hit a market with low liquidity.

Yet ChatGPT believes Midnight is the key factor. It’s a compliance-friendly zero-knowledge sidechain that allows institutions to process private data without regulatory concerns. When it launches later this year, validators will earn rewards in both NIGHT and ADA, creating dual-asset demand.

Also, Hydra has been reaching one million TPS in tests, and by late 2026, Hydra Heads, zkFold, and Midgard should all be live. That would give Cardano unified liquidity without the Layer-2 complexity.

If TVL increases from $260 million to $5 billion, ADA could justify a $150 billion market cap, which would put the token between $4 and $5. Factor in the Mastercard partnership, and ChatGPT sees a rally to $5.80 as a real possibility.

Best Wallet Token Could Deliver a 106x Return by the End of 2026, Says ChatGPT

ChatGPT’s most bullish call is Best Wallet Token hitting $2.75 by late 2026 – a 106x return from its current $0.025805 presale price. Having already raised $16.5 million pre-launch, BEST is showing traction that’s reminiscent of past presale success stories.

What makes Best Wallet Token so special is its product-market fit. With over 500,000 users, the Best Wallet app creates a powerful feedback loop: every new project featured on its “Upcoming Tokens” portal drives demand for BEST. That’s a key factor in ChatGPT’s forecast.

Token utility is another key factor. BEST is required for trading fee discounts, cashback on the upcoming debit card, governance voting, and staking yields of 80% APY. This essentially turns the wallet into a full-service crypto neobank.

ChatGPT’s valuation math is straightforward: if Best Wallet’s transaction volume can reach $500 million annually, a standard price-to-sales multiple supports a multi-billion-dollar valuation for BEST. That would easily justify a $2 to $3 token price.

Plus, with over 333 million BEST tokens already staked, the circulating supply at launch will be limited. Putting everything together, the future looks bright. Although ChatGPT’s 106x prediction may seem ambitious at first glance, it’s actually based on user growth, utility, and a possible supply shock.

Nikolay Kolev

Nikolay is a cryptocurrency analyst and market writer with years of experience tracking digital asset trends and emerging blockchain technologies. A long-time crypto enthusiast, he actively trades across major exchanges and specializes in identifying early-stage projects and meme tokens. His analysis combines technical insight with a strategic, long-term investment perspective.