Coinbase Embedded Wallets Go Live With 4.1% USDC Yield and No Seed Phrases

Coinbase has introduced a new tool designed to make building crypto-native applications faster and easier: CDP Embedded Wallets, now available in beta.

The new offering gives developers access to powerful wallet infrastructure, complete with onramps, token swaps, and built-in 4.1% USDC yield—delivered through a unified SDK.

Simple Wallet Integration with Institutional-Grade Security

Built on the same foundation that secures millions of Coinbase user accounts, CDP Embedded Wallets offer an all-in-one solution for app developers working on Ethereum-compatible chains and Solana. The SDK allows for the seamless creation of self-custodied wallets, offering modern login options like email, SMS, or OAuth—eliminating the need for seed phrases or browser extensions.

Apps like Stable Genius are already showcasing what’s possible: users can onboard with just an email address while developers integrate wallet creation and crypto features with minimal code.

A Timely Launch Backed by Regulatory Momentum

With new U.S. regulatory frameworks like GENIUS and CLARITY in place, developers are accelerating adoption of stablecoin-based payment systems. CDP Embedded Wallets provide a gateway into this evolving ecosystem—enabling use cases from global payments to gaming platforms and social apps that reward users in real-time.

Why Developers Are Choosing CDP

What sets Coinbase’s developer platform apart is the frictionless, all-in-one approach:

• Trusted Infrastructure: Developers tap into Coinbase’s secure, self-custodied wallet technology already used at global scale.
• Top-Tier Security Stack: Keys are protected in Trusted Execution Environments (TEEs), with customizable security policies for crypto operations.
• Streamlined API Toolkit: Handle transfers, staking, swaps, balances, and more from a single integration—cutting development time dramatically.
• Built-In USDC Yield: Wallets earn a 4.1% return on idle USDC holdings, creating new revenue channels and boosting user retention.

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Limited-Time Offer for Onramp Users

As part of the beta launch, CDP Embedded Wallets are free to use for Coinbase Onramp customers until September 30, 2025. Developers can start integrating today and deliver crypto-powered experiences with ease and speed – without sacrificing security or user experience.