Best Crypto To Buy Now: S&P 500, Gold and Silver Hit New Highs, Is Bitcoin Next Up?

The global financial markets are in a bull run. 

The S&P 500 hit a new all-time high of $6,920 on Wednesday. It has added $18 trillion in market capitalization since the April 2025 bottom. 

Meanwhile, Gold and Silver have hit record highs as well, and are on the course to notch gains of 70% and 150%, respectively. Even metals like Copper, Platinum and Palladium are showing impressive bullish strength. 

While the crypto market is lagging currently, experts believe it is just a matter of time before investors take profit in stocks and metals and rotate capital to undervalued digital assets. 

For instance, Polymarket bettors are already backing Bitcoin to outperform the S&P 500 and Gold next year. 

Indeed, Gold has formed a clear bearish divergence in every key timeframe. 

As evident in the above weekly price chart, Gold has formed a higher high in price with a lower high in RSI and on-balance volume (OBV). This is textbook bearish divergence, which could put a full stop to the rally in precious metals. 

Similarly, the Gold/Bitcoin chart shows the trading pair at a key resistance level, right as the weekly RSI has hit the overbought territory. 

A rejection here would confirm a bearish head-and-shoulders pattern and start Bitcoin’s outperformance against the top precious metal. 

Unsurprisingly, smart money investors continue to quietly accumulate large-cap digital assets, backing them as the best crypto to buy now. Low-cap altcoins that show a strong correlation with the large caps could deliver outsized returns. 

Best Crypto To Buy Now: 2026 Could Be Crypto’s Year

Bitcoin (BTC)

A Bitcoin bull run appears to be a matter of time, with a classic bullish divergence forming between whales and retail investors.

Data from Santiment shows that the number of wallets holding at least 1 BTC has fallen by 2.2% from its all-time high, indicating sustained distribution from smaller holders. Retail wallets have continued to sell into recent weakness.

In contrast, large holders are doing the opposite. Wallets holding more than 1 BTC have accumulated an additional 136,670 BTC over the past few months.

In simple terms, retail investors are panic-selling, while the largest and most informed market participants are steadily accumulating, a setup that has historically preceded major Bitcoin rallies. 

There is a strong consensus among experts that the Bitcoin price could hit $150,000 in 2026, making it one of the best cryptocurrencies to invest in today at $88,000. 

Ethereum (ETH)

Ethereum (ETH) might be an even more attractive investment than Bitcoin. 

ETHBTC has broken out of a multi-month downtrend, indicating that Ethereum’s outperformance against Bitcoin has started. 

Prominent analyst and Real Vision affiliate James highlights that the Moving Average Convergence/Divergence (MACD) has also flashed a “buy” signal for Ethereum. At the same time, ETH appears to be forming an inverse head-and-shoulders pattern, which could trigger the start of a new bull run. 

Notably, smart money investors, whales and institutions are aggressively accumulating ETH as well. Just yesterday, a whale purchased $136 million worth of Ethereum just yesterday and over $1.6 billion since November 4th. 

A yearly close over $3000 would be a massive buy signal for sidelined and interested investors. 

XRP (XRP)

XRP continues to be one of the favourite investments of Wall Street institutions as well as retailers alike. 

After all, it remains one of the few assets with full regulatory clarity in the United States after Ripple won its legal battle against the Biden-era SEC last year. 

Bitwise CIO Matt Hougan says that spot XRP ETFs have been far better received than Ethereum’s. Indeed. The asset class already holds over $1.25 billion in assets under management in just over a month. 

The XRP price is currently trading at $1.85, a key support level. The bulls are hoping for a yearly close above $2, which would be a massive buy signal for sidelined investors. 

Experts project that the XRP price could hit $4 in 2026. 

Sui (SUI)

Sui continues to stand out as one of the most resilient large-cap altcoins despite the broader market chop. 

On-chain data shows real usage growth, not just narrative hype. In December, Sui flipped both Solana and BNB Chain in stablecoin transfer volume, processing roughly $90 million, compared to Solana’s ~$78.6 million and BNB Chain’s ~$73.3 million. 

That kind of activity signals growing demand from users, not just traders.

DeFi traction is also accelerating. Sui’s TVL jumped 7.58% in just seven days, climbing to approximately $915 million. 

SUI appears to be compressing inside a long-term falling wedge, with price holding the lower trendline while momentum makes higher lows, often a setup that precedes a sharp bullish breakout.

Bitcoin Hyper (HYPER)

Bitcoin Hyper (HYPER) is the new BTC layer-2 coin, tipped by experts as the best low-cap crypto to buy now. 

It ticks all the boxes for being a successful Layer-2 project. Cutting-edge zero-knowledge architecture, powerful observability and indexing, and execution integrity in a parallel environment. 

HYPER has already raised $30 million in its Initial Coin Offering, one of the most successful presale campaigns of the year. Whales have been among the early buyers, with many investing high six figures into the new crypto. 

As previously mentioned, investors are on the lookout for beta bets on large-cap assets. Layer-2 coins are the perfect choice for this. LunarCrush data shows that another BTC layer-2 coin, Stacks (STX), is receiving significant whale investment. 

However, HYPER is a true low-cap asset, which means higher upside potential. Several experts are calling it a potential 100x play. 

Early presale buyers have the opportunity to stake their coins and early nearly 40% annualized yields. 

Looking for more long-term opportunities? Our guide to the best crypto to buy now breaks it all down.