XRP Set to Power Real-Time Payments in U.S. Healthcare

Healthcare logistics firm Wellgistics is taking a major step into crypto by integrating XRP as both a treasury reserve and a foundation for real-time payments.

With a $50 million credit line secured, the company aims to eliminate legacy banking bottlenecks in the pharmaceutical supply chain.

Rather than relying on banks and batch transfers, Wellgistics plans to settle transactions instantly between pharmacies, manufacturers, and suppliers using the XRP Ledger. The blockchain infrastructure is expected to power instant payments, smart rebate processing, and even crypto-backed credit for smaller pharmacies.

At the center of this system is XRP’s near-zero transaction cost and rapid settlement speed—under five seconds per transfer. This gives the company a faster, cheaper, and more transparent way to move funds across its network, including cross-border payments.

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The wallet-to-wallet model also opens the door to automated compliance, real-time pricing visibility, and immutable audit trails. Executives say this shift reflects a broader movement in healthcare finance toward token-based liquidity and away from aging financial infrastructure.

This isn’t Wellgistics’ first crypto play. Earlier this year, it quietly added Bitcoin to its balance sheet and entered a strategic relationship with Tether, which injected $775 million into the company and acquired a large equity stake.

As XRP garners renewed institutional attention—with upcoming CME futures and recent endorsements by Mastercard—Wellgistics is positioning itself at the intersection of blockchain and healthcare, betting that crypto infrastructure will soon become standard in U.S. operational finance.

Alexander Stefanov