AI Will Choose Crypto Over Banks, Says Former Binance CEO

During a recent discussion about the intersection of artificial intelligence and blockchain, former Binance chief Changpeng Zhao offered a striking forecast: he believes AI systems will ditch conventional financial tools and turn to crypto for their economic interactions.

Zhao suggested that AI won’t rely on traditional banking infrastructure like credit cards or fiat money. Instead, as these systems become more autonomous and sophisticated, they’ll naturally gravitate toward decentralized digital currencies.

He painted a picture of a near future where AI-driven digital assistants handle routine tasks such as booking flights or arranging accommodations.

In this world, AIs would interact with each other seamlessly, exchanging value through blockchain-based systems that offer speed, low costs, and no need for third parties.

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According to Zhao, the progression of AI will be built upon the digital frameworks established by the internet and further advanced by blockchain technology.

In his view, blockchain’s efficiency and transparency make it the perfect match for the kinds of transactions that AI agents will increasingly carry out on our behalf.

Alexander Stefanov

With over 8 years of experience in the cryptocurrency and blockchain industry, Alexander is a seasoned content creator and market analyst dedicated to making digital assets more accessible and understandable. He specializes in breaking down complex crypto trends, analyzing market movements, and producing insightful content aimed at educating both newcomers and seasoned investors. Alexander has built a reputation for delivering timely and accurate analysis, while keeping a close eye on regulatory developments, emerging technologies, and macroeconomic trends that shape the future of digital finance. His work is rooted in a passion for innovation and a firm belief that widespread education is key to accelerating global crypto adoption.