Best Crypto to Buy Now as Regulators Green Light Cryptocurrency for Mortgages

A pivotal shift has landed: the Federal Housing Finance Agency now mandates Fannie Mae and Freddie Mac to draft plans for accepting cryptocurrency as collateral. This sea change bridges the gap between decentralized wealth and traditional home financing, while unlocking mortgages for those whose net worth lives on the blockchain.

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By treating digital assets like Bitcoin as legitimate collateral, regulators are signaling that crypto’s role in mainstream finance is no longer theoretical. For investors scanning the horizon, this move underscores why the best crypto to buy now isn’t just about price momentum; it’s about tangible utility in everyday markets.

US Regulator Paves Way for Crypto as Mortgage Collateral

A US housing regulator now requires mortgage giants Fannie Mae and Freddie Mac to plan accepting cryptocurrency as loan collateral. This policy shift means borrowers can use crypto held on approved US exchanges without selling it first.

Ark Invest CEO Cathie Wood praised the move, calling its potential impact on housing and crypto markets underappreciated. She believes it solves a key barrier for crypto investors often denied mortgages due to concentrated digital wealth.

Wood suggested crypto holders might transfer assets like Bitcoin to exchanges such as Coinbase to secure previously unattainable home loans. This directly addresses how traditional lending sidelined borrowers with non-standard assets.

However, requiring crypto holdings on centralised exchanges sparked immediate criticism from some in the community. Critics argue this mandate contradicts core crypto principles favouring decentralisation over controlled platforms.

The Federal Housing Finance Agency directive aims to broaden sustainable homeownership access while improving risk assessments. It includes safeguards like volatility discounts and board oversight for stability.

Using volatile crypto for mortgages could stimulate housing demand but also introduces new market risks. This development marks a significant step blending digital assets with conventional real estate finance.

Ark Invest has long advocated for crypto’s role in traditional finance, backing its disruptive potential. Wood remains notably bullish, previously forecasting Bitcoin could reach $1.5 million by 2030.

Bitcoin Price Analysis

The daily Bitcoin chart reveals two key levels for traders to watch: resistance at $109,000 and support at $100,000. Bitcoin has struggled to break above the $109K level since rallying from early June, with sellers consistently defending this area. On the other hand, the $100K level, marked by the June 22 low, has acted as a strong support zone, where buyers stepped in to prevent further declines.

After a solid bounce from $100K, marked by significant green volume, Bitcoin has returned toward the $109K resistance. The smaller candles observed under this resistance suggest a consolidation phase, with bulls testing the ceiling and sellers still active.

If Bitcoin manages to break above $109K with increased volume, it could signal a bullish breakout and potential for new highs. However, if it fails to break through this resistance, a pullback toward the $100K support could follow.

Best Crypto to Buy Now

With crypto earning a starring role in home financing policy, today’s market catalysts go beyond speculation. Regulatory endorsement of digital assets as collateral could reshape demand and adoption curves, making select tokens more than mere trading plays. Here’s the Best Crypto To Buy Now.

Bitcoin Hyper

With policy support boosting Bitcoin’s liquidity and market depth, Bitcoin Hyper provides enhanced exposure to Bitcoin, positioning it well for utility-driven growth.

Bitcoin Hyper is revolutionizing Bitcoin by introducing a fast, scalable Layer 2 solution designed to enhance Web3 adoption. Unlike Bitcoin’s seven transactions per second, Bitcoin Hyper promises to improve scalability with high-speed, programmable functionality.

The project leverages a Canonical Bridge and integrates the Solana Virtual Machine (SVM), enabling Bitcoin to become a Layer 2 asset with greater speed and scalability. This combination of innovation and meme culture has made Bitcoin Hyper an attractive prospect.

What sets Bitcoin Hyper apart from other meme coins is its clear focus on real utility and cross-chain capabilities. It offers a solid technological foundation and has explained how the ecosystem will work once live, unlike many other presales that remain vague.

Its blend of meme appeal with practical benefits has already caught attention, especially with its unique mix of Pepe and superhero themes. Bitcoin Hyper stands out for offering low entry costs, solid use cases, and a fully audited roadmap.

According to 99Bitcoins, a prominent figure in the crypto YouTube community, Bitcoin Hyper has the potential to generate 100x returns.

Snorter

With growing institutional recognition, Snorter’s simplified trading bot can help investors enter and exit the crypto markets easily.

Snorter Token (SNORT) is the native currency powering Snorter Bot, a Telegram-based trading terminal built for the Solana blockchain. This project aims to transform meme coin trading by adding advanced features for both seasoned and new traders.

Snorter Bot provides a range of tools that help users gain a competitive edge, including highly competitive transaction fees to boost profitability. This positions the bot as a valuable resource for meme coin sniping and crypto trading.

As the primary tool for meme coin traders, Snorter Token is likely to see consistent demand as the Snorter Bot becomes increasingly popular. The bot’s innovative features could make it the leading Telegram trading tool in the market.

Snorter Token’s future looks bright with plans to expand into other ecosystems, increasing its reach and utility. This could drive up the token’s value, making it an attractive option for investors.

The tokenomics, known as SNORTENOMICS, allocate 25% of the supply for product development, 20% for marketing, and 20% for exchange liquidity. This ensures solid platform growth and stable liquidity for long-term success.

Best Wallet Token

With wallets set to juggle mortgages and markets, Best Wallet Token’s seamless on‑ramp services could cement its role at the heart of the new crypto‑backed loan ecosystem.

Best Wallet has carved out a strong position in the crypto wallet industry with its mobile-first approach. It supports over 60 chains, offers low processing fees, competitive rates, and effective portfolio management.

Now, with the launch of the Best Wallet Token ($BEST), users can benefit from reduced transaction fees and gain early access to top presales. This positions $BEST as a key player as the market anticipates a bullish altseason following Bitcoin’s record performance.

The $BEST token is available exclusively to Best Wallet users in its early stages, offering the chance to buy at its lowest price. This exclusive access adds value to the project, which has already raised $13.5 million in its presale.

Funds raised during the presale will go towards product development, marketing, airdrops, and staking rewards. These efforts, along with other token allocations, will contribute to the total supply of 10 billion $BEST tokens.

Built for today’s multi-chain world, Best Wallet eliminates the need for network switching. Its high-security measures split and encrypt users’ private keys, adding an extra layer of protection.

With over 250,000 monthly users, Best Wallet stands out for its seamless DEX trading and connectivity to hundreds of DeFi protocols. Best Token holders also enjoy perks like lower fees and the opportunity to stake for a high APY.

Conclusion

Ark Invest’s call for mortgage firms to embrace cryptocurrency collateral marks more than a policy tweak; it’s a signal that digital assets are graduating into core finance. This shift speaks to broader trends of institutional adoption and regulatory maturation, where crypto’s utility extends into everyday life.

As loan desks begin to value digital holdings, investors should focus on projects with proven liquidity, compliance-ready features, and real-world use cases. After all, choosing the best crypto to buy now, with both market heft and practical standing, could make all the difference in this new chapter.

This publication is sponsored. CryptoDnes does not endorse and is not responsible for the content, accuracy, quality, advertising, products or other materials on this page. Readers should do their own research before taking any action related to cryptocurrencies. CryptoDnes shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services mentioned.

Nikolay Kolev

Nikolay is a crypto enthusiast, with a keen interest in emerging technologies and investment strategies. He holds active positions across various crypto exchanges, regularly analyzing and investing in promising new projects and meme cryptos. Nikolay is known for his ability to take calculated risks and extract value from unconventional investments, with his highest return being 13X with the $PEPE token. His investment philosophy includes a strategic approach focused on long-term growth, supported by in-depth research of market trends and innovations in crypto and blockchain technologies. Niki actively monitors global market changes and has a deep understanding of cryptocurrency mechanisms and their potential for development.