Binance Launches RWUSD Product with Up to 4.2% APR

Binance Earn has rolled out RWUSD, a new principal-protected product offering exposure to yields from Real-World Assets (RWA) like tokenized U.S. Treasury Bills.

Users can earn up to 4.2% APR on RWUSD deposits, making it an attractive option for stable returns.

RWUSD is available through subscription with eligible stablecoins such as USDT or USDC, depending on the user’s region. Once subscribed, users receive RWUSD in their Spot Wallet at a 1:1 ratio, with no subscription fees.

When users decide to redeem, their RWUSD is converted back to USDC, also at a 1:1 rate, regardless of the initial deposit. Two redemption methods are available—Fast Redemption or Standard Redemption, each with associated fees.

Key Benefits of RWUSD

• Consistent Rewards: RWUSD yields are linked to real-world financial instruments, such as tokenized U.S. Treasuries, offering relatively stable returns over time.
• High Limits: Each user can subscribe with up to $5 million, enjoying the same flat APR across the full amount.
• Daily Rewards: Users earn and receive RWUSD rewards daily, allowing for continuous passive income.
• Collateral Option: RWUSD can also be used as collateral for Binance VIP Loans, without affecting its yield accrual.

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It’s important to note that RWUSD is not a stablecoin or tokenized asset, and it cannot be traded, transferred, or withdrawn to external wallets.

Binance’s new RWUSD product caters to users seeking stable yields with flexible redemption, while tapping into the growing appeal of tokenized RWA exposure.

Kosta Gushterov

Kosta has been working in the crypto industry for over 4 years. He strives to present different perspectives on a given topic and enjoys the sector for its transparency and dynamism. In his work, he focuses on balanced coverage of events and developments in the crypto space, providing information to his readers from a neutral perspective.