Best Crypto to Buy Now as Hong Kong Unleashes Instant Blockchain Settlements

HSBC has just activated Hong Kong’s first blockchain-based settlement service, turning conventional bank deposits into digital tokens and enabling near-instant transfers between corporate wallets. This leap cuts through the usual fees and delays of legacy banking rails, setting a new benchmark for how institutions can handle liquidity. 

This publication is sponsored. CryptoDnes does not endorse and is not responsible for the content, accuracy, quality, advertising, products or other materials on this page.

As Hong Kong cements its role at the forefront of tokenization, investors should note the growing blend of traditional finance with distributed-ledger tech—and consider how to position themselves in this evolving landscape. After all, spotting the right assets early could mean tapping into the best crypto to buy now.

HSBC Sets New Standard for Corporate Payments with 24/7 Tokenized Settlement Service

HSBC’s newly launched settlement service in Hong Kong uses blockchain to convert standard HKD and USD deposits into digital tokens, allowing corporate clients to send and receive funds almost instantly. 

Under the Tokenized Deposit Program, companies maintain their underlying cash on HSBC’s balance sheet but trade it peer-to-peer as digital coins, slashing intermediary fees and speeding up transactions.

Every tokenized payment is recorded on-chain, giving treasurers real-time visibility into their cash positions. Unlike traditional systems, which halt transfers overnight or over weekends, this platform operates 24/7—so firms can respond immediately to market swings or urgent needs.

After a successful pilot in May with Ant International’s Whale platform, HSBC rolled the service live, integrating feedback from that first transaction. 

Backed by the Hong Kong Monetary Authority’s Distributed Ledger Technology incubator, this initiative joins a suite of proof-of-concept trials under the HKMA’s tokenization program, which also includes a central bank digital currency testing regime launched last August. By mid-2025, HSBC plans to extend these tokenized rails across Asia and into European markets.

While this innovation promises clearer liquidity management and fewer hidden charges, it also demands that firms upgrade their back-office systems to handle token interactions—and that blockchain infrastructures remain robust against hacks or technical hiccups. 

As Europe’s largest bank by assets, HSBC is driving a tangible shift toward interbank blockchain settlements—one that could redefine how big institutions move money.

Best Crypto to Buy Now

This growing institutional embrace of tokenized money signals which digital assets are likely to benefit most from increased on-chain liquidity and evolving regulatory support. As banks move toward 24/7 token transfers, the stage is set for identifying the best cryptos to buy now — especially those that thrive within tokenization and DeFi ecosystems.

MIND of Pepe

With tokenization maturing, on-chain utility tokens that reward community engagement could see fresh demand—enter MIND of Pepe, blending meme culture with real-world payment potential.

MIND, a meme coin infused with artificial intelligence and a long-time favorite of meme subculture, has been making waves with its presale, raising $10 million.

This milestone comes at a time when the crypto market has been struggling to attract capital. Yet, MIND has signaled strong investor interest, reigniting enthusiasm in the meme coin space.

Leveraging AI, MIND interacts with crypto influencers on platforms like X (formerly Twitter), gathering their insights and opinions. It then analyzes this information using its “hive mind” intelligence system to identify undervalued tokens with high growth potential.

Another exciting feature in development is a token generation tool designed to create new tokens that align with emerging market trends.

As stated by the well-known cryptocurrency website 99Bitcoins, MIND has the potential to deliver a 100x return.

With only four days left before the MIND presale ends, now is your chance to invest in a project that aims to build long-term ecosystem value—not just ride the wave of temporary hype.

Best Wallet Token

Wallet infrastructure plays a starring role in a tokenized world. Best Wallet Token offers the slick interface institutions need to handle digital deposits—expect growing uptake.

What makes it powerful is that it’s built around the Best Wallet app, which offers perks like iGaming, staking rewards, and reduced transaction fees.

Moreover, it allows discovering new crypto projects through its Upcoming Tokens tool. This feature enables users to explore early-stage projects and access key information before buying — all within the app, with no third-party involvement.

It’s also worth noting that it comes packed with strong security features, including a wide range of 2FA/MFA options (such as biometrics), advanced cryptographic technology, built-in scam protection, and comprehensive safeguards against hacks, theft, and other vulnerabilities — all backed by complete crypto insurance.

SUBBD

As banks digitize deposits, blockchain projects focused on seamless token transfers like SUBBD could capture new flows, marrying liquidity rails with cross-border rails.

Having raised $500K in its presale, SUBBD is carving out its own niche in the evolving cryptocurrency space — one that’s increasingly embracing the future of AI agent-driven content creation.

SUBBD is an AI-powered crypto subscription platform with a community of over 250 million followers and a growing fanbase of 113K on X.

It offers real utility, including direct creator subscriptions, access to exclusive content, powerful AI tools, and staking rewards of up to 20%.

These AI tools empower content creators to focus entirely on their craft by minimizing delays and helping to overcome creative blocks.

Bitcoin

The flagship store of digital value, Bitcoin stands to benefit from every step toward mainstream token transfers, reinforcing its role as the ultimate settlement asset.

The costliest pizza in history just got even pricier as Bitcoin breaks the $110K resistance level — a powerful reminder of how far the digital asset has come since that now-legendary pizza order.

Bitcoin is rapidly becoming one of the hottest assets in the modern financial world, with many countries adopting it as a hedge and challenging the dominance of the U.S. dollar.

In a notable development, Pakistan has allocated 2,000 megawatts of electricity to Bitcoin mining and AI data centers — a clear sign of Bitcoin’s rising global significance.

Robert Kiyosaki, author of the best-selling book Rich Dad Poor Dad, has once again voiced his trust in Bitcoin, citing its strength in being a vast, decentralized network.

In technical terms, it is currently trading at around $109K with a market cap of $2.18 trillion, securing its position in 1st place. It has shown a 2.01% growth in the past 24 hours, suggesting that the saturation point is still far off, creating an opportunity for potential buyers to capitalize on upcoming opportunities.

Kiyosaki has long warned about the dangers of fiat currencies, unchecked government spending, and the potential collapse of the U.S. economy. For him, it makes more sense to invest in assets that hold real, intrinsic value — and Bitcoin is high on that list.

Conclusion

HSBC’s launch of a blockchain-enabled settlement service in Hong Kong not only accelerates corporate money movements but also underscores a broader push toward institutional tokenization. 

This move reflects regulators’ growing willingness to integrate distributed-ledger innovations into mainstream finance and signals that digital assets with strong on-chain utility are poised for wider adoption. 

For investors seeking strategic exposure amid these shifts, targeting the best crypto to buy now—those aligned with liquidity, infrastructure, and store-of-value use cases—can unlock value without succumbing to hype.

This publication is sponsored. CryptoDnes does not endorse and is not responsible for the content, accuracy, quality, advertising, products or other materials on this page. Readers should do their own research before taking any action related to cryptocurrencies. CryptoDnes shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services mentioned.

Nikolay

Nikolay is a crypto enthusiast, with a keen interest in emerging technologies and investment strategies. He holds active positions across various crypto exchanges, regularly analyzing and investing in promising new projects and meme cryptos. Nikolay is known for his ability to take calculated risks and extract value from unconventional investments, with his highest return being 13X with the $PEPE token. His investment philosophy includes a strategic approach focused on long-term growth, supported by in-depth research of market trends and innovations in crypto and blockchain technologies. Niki actively monitors global market changes and has a deep understanding of cryptocurrency mechanisms and their potential for development.