{"id":509,"date":"2025-06-12T12:44:01","date_gmt":"2025-06-12T12:44:01","guid":{"rendered":"https:\/\/cryptodnes.bg\/fr\/?p=509"},"modified":"2025-06-12T12:44:01","modified_gmt":"2025-06-12T12:44:01","slug":"xrp-prendre-place-de-swift-ceo-ripple-exprime","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/fr\/xrp-prendre-place-de-swift-ceo-ripple-exprime\/","title":{"rendered":"XRP pr\u00eat \u00e0 prendre la place de SWIFT ? Le CEO de Ripple s&rsquo;exprime"},"content":{"rendered":"<p>XRP est un projet qui souhaite r\u00e9volutionner les transferts transfrontaliers gr\u00e2ce \u00e0 la technologie des registres distribu\u00e9s. Dans ce secteur, Ripple se place comme un concurrent direct de SWIFT. Brad Garlinghouse, le PDG de Ripple, pense qu\u2019il est <strong>possible que XRP capte 14 % du volume global<\/strong> des transactions trait\u00e9es par SWIFT. Cette performance pourrait permettre au jeton de viser de nouveaux sommets.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cryptodnes.bg\/fr\/xrp-prendre-place-de-swift-ceo-ripple-exprime\/#XRP_capable_de_rivaliser_avec_SWIFT\" title=\"XRP : capable de rivaliser avec SWIFT ?\">XRP : capable de rivaliser avec SWIFT ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cryptodnes.bg\/fr\/xrp-prendre-place-de-swift-ceo-ripple-exprime\/#XRP_pourrait_atteindre_un_prix_a_deux_chiffres\" title=\"XRP pourrait atteindre un prix \u00e0 deux chiffres\">XRP pourrait atteindre un prix \u00e0 deux chiffres<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"XRP_capable_de_rivaliser_avec_SWIFT\"><\/span>XRP : capable de rivaliser avec SWIFT ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SWIFT est actuellement l\u2019acteur principal des transferts transfrontaliers, utilis\u00e9s par la grande majorit\u00e9 des institutionnels. Actuellement, la part des transactions financi\u00e8res mondiales g\u00e9r\u00e9e par ce g\u00e9ant est <strong>estim\u00e9e \u00e0 150 000 milliards de dollars<\/strong> par an.<\/p>\n<p>D\u2019apr\u00e8s Brad Garlinghouse, le PDG de Ripple, le projet est capable de capter 14 % du volume de SWIFT d\u2019ici 5 ans. Dans ce sc\u00e9nario particuli\u00e8rement audacieux, 21 000 milliards de dollars transitent par le r\u00e9seau.<\/p>\n<p>En effet, le CEO de Ripple souligne que SWIFT est connu pour son syst\u00e8me de messagerie. Cependant, le plus important selon lui, c\u2019est<strong> la liquidit\u00e9 qui transite par le r\u00e9seau<\/strong>, autrement dit, le transfert effectif des fonds.<\/p>\n<p>C\u2019est sur ce dernier point que la solution d\u00e9velopp\u00e9e par Ripple est utile. XRP Ledger utilise la technologie des registres distribu\u00e9s pour faire transiter les fonds sur un r\u00e9seau peu co\u00fbteux et s\u00e9curis\u00e9.<\/p>\n<p>\u00c0 ce sujet, le PDG de Ripple insiste : <strong>XRP n\u2019a pas besoin de stocker la totalit\u00e9 de ce qui transite<\/strong> par le r\u00e9seau. La valeur d\u00e9pend plut\u00f4t de la v\u00e9locit\u00e9 du jeton. En d\u2019autres termes, la fr\u00e9quence \u00e0 laquelle les m\u00eames jetons circulent dans le syst\u00e8me. Selon cette v\u00e9locit\u00e9, on peut savoir combien de XRP doit \u00eatre immobilis\u00e9 \u00e0 un instant T pour permettre le flux de liquidit\u00e9.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"XRP_pourrait_atteindre_un_prix_a_deux_chiffres\"><\/span>XRP pourrait atteindre un prix \u00e0 deux chiffres<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-511\" src=\"https:\/\/cryptodnes.bg\/fr\/wp-content\/uploads\/sites\/20\/2025\/06\/coursXRPCEO-1024x285.png\" alt=\"\" width=\"800\" height=\"223\" srcset=\"https:\/\/cryptodnes.bg\/fr\/wp-content\/uploads\/sites\/20\/2025\/06\/coursXRPCEO-1024x285.png 1024w, https:\/\/cryptodnes.bg\/fr\/wp-content\/uploads\/sites\/20\/2025\/06\/coursXRPCEO-300x84.png 300w, https:\/\/cryptodnes.bg\/fr\/wp-content\/uploads\/sites\/20\/2025\/06\/coursXRPCEO-768x214.png 768w, https:\/\/cryptodnes.bg\/fr\/wp-content\/uploads\/sites\/20\/2025\/06\/coursXRPCEO.png 1191w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\"><\/p>\n<p>XRP est la troisi\u00e8me crypto-monnaie du march\u00e9 avec une<strong> capitalisation de plus de 135 milliards de dollars<\/strong>. Le jeton s\u2019\u00e9change \u00e0 environ 2,22 $, avec une l\u00e9g\u00e8re hausse d\u2019un peu plus de 1 % sur les 7 derniers jours.<\/p>\n<p>Cependant, XRP pourrait ne pas rester longtemps \u00e0 ce niveau. En effet, Ripple b\u00e9n\u00e9ficie d\u2019un momentum tr\u00e8s int\u00e9ressant, avec plusieurs leviers haussiers :<\/p>\n<ul>\n<li style=\"font-weight: 400\"><strong>Fin de l\u2019affaire juridique avec la SEC :<\/strong> Ripple et l\u2019organisme r\u00e9glementaire am\u00e9ricain sont tomb\u00e9s d\u2019accord. Une simple amende a \u00e9t\u00e9 requise contre Ripple, mais son statut n\u2019est pas remis en question, permettant une clart\u00e9 r\u00e9glementaire<\/li>\n<li style=\"font-weight: 400\"><strong>ETF XRP :<\/strong> plusieurs gestionnaires d\u2019actifs ont d\u00e9pos\u00e9 des demandes pour des ETF XRP. D\u2019apr\u00e8s les experts, les premiers pourraient voir le jour d\u00e8s le mois prochain<\/li>\n<li style=\"font-weight: 400\"><strong>Accumulation institutionnelle :<\/strong> plusieurs soci\u00e9t\u00e9s souhaitent \u00e9tablir des r\u00e9serves strat\u00e9giques incluant du XRP<\/li>\n<\/ul>\n<p>Si l\u2019on ajoute ces diff\u00e9rents points \u00e0 l\u2019adoption croissante de la solution XRP Ledger, on obtient un m\u00e9lange explosif. Plusieurs analystes pensent qu\u2019\u00e0 horizon 2030, <strong>XRP est capable d\u2019atteindre un prix par jeton \u00e0 deux chiffres<\/strong>, soit sup\u00e9rieur \u00e0 10 $.<\/p>\n<p>Il faudra \u00e9galement compter sur un march\u00e9 haussier. Pour cela, Bitcoin doit \u00eatre performant. Pour l\u2019aider, il pourra compter sur un nouveau projet qui d\u00e9veloppe un layer-2 par-dessus Bitcoin : <a href=\"https:\/\/cryptodnes.bg\/fr\/visit\/bitcoinhyper\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Bitcoin Hyper<\/a>.<\/p>\n<hr>\n<p><i>Avertissement : les crypto-monnaies sont une classe d\u2019actifs \u00e0 haut risque. Cet article est fourni \u00e0 titre d\u2019information et ne constitue pas un conseil en investissement. Vous pourriez perdre la totalit\u00e9 de votre capital.<\/i><\/p>\n<hr>\n<p><strong>Source :<\/strong> <a href=\"https:\/\/x.com\/bgarlinghouse\/status\/1932672397414396181\" target=\"_blank\" rel=\"noopener nofollow\">Brad Garlinghouse sur X<\/a><\/p>\n<hr>\n<p><strong>Pour aller plus loin :\u00a0<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400\"><a href=\"https:\/\/cryptodnes.bg\/fr\/bitcoin-objectif-1-million-panique-ou-opportunite\/\">Bitcoin bient\u00f4t \u00e0 1\u202fM$ ? Voici pourquoi les grands analystes crypto y croient<\/a><\/li>\n<li style=\"font-weight: 400\"><a href=\"https:\/\/cryptodnes.bg\/fr\/senat-vote-genius-act-souverainete-monetaire-americaine\/\">Le S\u00e9nat vote le Genius Act : une priorit\u00e9 pour la souverainet\u00e9 mon\u00e9taire am\u00e9ricaine ?<\/a><\/li>\n<li style=\"font-weight: 400\"><a href=\"https:\/\/cryptodnes.bg\/fr\/trump-baisse-taux-fed-crypto-summer\/\">Trump demande une baisse des taux \u00e0 la FED : vers un Crypto Summer ?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>XRP est un projet qui souhaite r\u00e9volutionner les transferts transfrontaliers gr\u00e2ce \u00e0 la technologie des registres distribu\u00e9s. Dans ce secteur, Ripple se place comme un concurrent direct de SWIFT. Brad Garlinghouse, le PDG de Ripple, pense qu\u2019il est possible que XRP capte 14 % du volume global des transactions trait\u00e9es par SWIFT. Cette performance pourrait [&hellip;]<\/p>\n","protected":false},"author":159,"featured_media":513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>XRP pr\u00eat \u00e0 prendre la place de SWIFT ? Le CEO de Ripple s&#039;exprime<\/title>\n<meta name=\"description\" content=\"XRP est un concurrent direct \u00e0 SWIFT, un r\u00e9seau de transfert de liquidit\u00e9 transfrontalier. 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Ancien infirmier, j\u2019ai d\u00e9couvert les crypto-monnaies en 2021, en pleine effervescence du secteur. Ce qui n\u2019\u00e9tait au d\u00e9part qu\u2019une simple curiosit\u00e9 s\u2019est rapidement transform\u00e9 en v\u00e9ritable passion, notamment gr\u00e2ce \u00e0 la philosophie et \u00e0 la technologie port\u00e9es par Bitcoin. De fil en aiguille, je me suis int\u00e9ress\u00e9 aux altcoins comme Ethereum, Solana ou Avalanche, allant jusqu\u2019\u00e0 lancer un projet NFT sur cette derni\u00e8re blockchain. Aujourd\u2019hui, j\u2019ai trouv\u00e9 un \u00e9quilibre entre mes deux passions : l\u2019\u00e9criture et les crypto-monnaies. 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Ancien infirmier, j\u2019ai d\u00e9couvert les crypto-monnaies en 2021, en pleine effervescence du secteur. Ce qui n\u2019\u00e9tait au d\u00e9part qu\u2019une simple curiosit\u00e9 s\u2019est rapidement transform\u00e9 en v\u00e9ritable passion, notamment gr\u00e2ce \u00e0 la philosophie et \u00e0 la technologie port\u00e9es par Bitcoin. De fil en aiguille, je me suis int\u00e9ress\u00e9 aux altcoins comme Ethereum, Solana ou Avalanche, allant jusqu\u2019\u00e0 lancer un projet NFT sur cette derni\u00e8re blockchain. Aujourd\u2019hui, j\u2019ai trouv\u00e9 un \u00e9quilibre entre mes deux passions : l\u2019\u00e9criture et les crypto-monnaies. Je les mets au service de Cryptodnes, avec pour ambition de d\u00e9crypter l\u2019actualit\u00e9 crypto et d\u2019accompagner les lecteurs dans la compr\u00e9hension de cet univers en perp\u00e9tuelle \u00e9volution.","sameAs":["https:\/\/www.linkedin.com\/in\/richad-addou-367847244\/"],"url":"https:\/\/cryptodnes.bg\/fr\/author\/richadaddou\/"}]}},"modified_by":"Richad Addou","_links":{"self":[{"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/posts\/509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/users\/159"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/comments?post=509"}],"version-history":[{"count":2,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/posts\/509\/revisions"}],"predecessor-version":[{"id":512,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/posts\/509\/revisions\/512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/media\/513"}],"wp:attachment":[{"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/media?parent=509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/categories?post=509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptodnes.bg\/fr\/wp-json\/wp\/v2\/tags?post=509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}