{"id":173827,"date":"2025-10-06T16:00:05","date_gmt":"2025-10-06T13:00:05","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=173827"},"modified":"2025-10-06T15:43:48","modified_gmt":"2025-10-06T12:43:48","slug":"emerging-markets-could-drive-1-trillion-shift-into-stablecoins-says-standard-chartered","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/emerging-markets-could-drive-1-trillion-shift-into-stablecoins-says-standard-chartered\/","title":{"rendered":"Emerging Markets Could Drive $1 Trillion Shift Into Stablecoins, Says Standard Chartered"},"content":{"rendered":"
The bank\u2019s analysts believe as much as $1 trillion in deposits could flow into digital dollar tokens over the next three years, a reflection of how trust in local currencies continues to erode.<\/p>\n
Unlike traditional deposits, stablecoins provide near-instant access to the U.S. dollar without the friction of local banking systems. These tokens, typically backed by cash and short-term Treasurys, have become an easy way for households and businesses in developing countries to hold digital dollars safely and move them globally within seconds.<\/p>\n
According to Geoffrey Kendrick and Madhur Jha from Standard Chartered, stablecoins are increasingly serving as \u201cmodern savings accounts\u201d for users in high-inflation or low-trust economies. They argue that even new U.S. regulations, such as the GENIUS Act, which prevents issuers from paying direct yields, won\u2019t slow adoption. In many cases, security of funds matters more than returns.<\/p>\n
The analysts estimate the stablecoin market could double to $2 trillion by 2028, with a growing share used as savings rather than for trading or payments. Much of this growth, they predict, will come from emerging economies where stablecoins already offer a lifeline against volatile currencies and banking restrictions.<\/p>\n