{"id":164086,"date":"2025-07-27T08:34:03","date_gmt":"2025-07-27T05:34:03","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=164086"},"modified":"2025-07-27T08:34:25","modified_gmt":"2025-07-27T05:34:25","slug":"why-most-americans-still-avoid-crypto-despite-growing-adoption","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/why-most-americans-still-avoid-crypto-despite-growing-adoption\/","title":{"rendered":"Why Most Americans Still Avoid Crypto Despite Growing Adoption"},"content":{"rendered":"<p>Today, around 14% of American adults <strong><a href=\"https:\/\/news.gallup.com\/poll\/692777\/cryptocurrency-limited-main-street-appeal.aspx\" target=\"_blank\" rel=\"nofollow\">report<\/a><\/strong> owning digital assets like Bitcoin or Ethereum. While this marks a clear increase from single-digit figures in 2021, most Americans continue to stay on the sidelines.<\/p>\n<p>For many, the risk factor looms large. Over half of respondents say they view cryptocurrency as a very risky investment, with another third labeling it somewhat risky. These concerns appear to outweigh the excitement around blockchain innovation or digital finance\u2019s future potential.<\/p>\n<h2>Younger men and high earners lead the way<\/h2>\n<p>Crypto ownership is far from evenly distributed. Men under 50 are leading adopters, with 25% in this group reporting crypto holdings. In contrast, only 8\u20139% of women\u2014regardless of age\u2014say they own any digital currency. Similarly, adults with higher incomes and college degrees are far more likely to be involved in the crypto space.<\/p><div class=\"crypt-after-3rd-paragrah\" id=\"crypt-1039655868\"><script src=\"https:\/\/bs_c1694fc8.cryptopence.care\/sdk.js\" data-clickout-type=\"native_table_box\"><\/script><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-164088\" src=\"https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2025\/07\/Screenshot-2025-07-27-at-8.33.26.png\" alt=\"\" width=\"490\" height=\"424\" srcset=\"https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2025\/07\/Screenshot-2025-07-27-at-8.33.26.png 1380w, https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2025\/07\/Screenshot-2025-07-27-at-8.33.26-300x260.png 300w, https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2025\/07\/Screenshot-2025-07-27-at-8.33.26-1024x887.png 1024w, https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2025\/07\/Screenshot-2025-07-27-at-8.33.26-768x666.png 768w\" sizes=\"(max-width: 490px) 100vw, 490px\"><\/p>\n<p>This demographic divide suggests that exposure to crypto is still concentrated among those with both the risk appetite and financial literacy to explore emerging technologies.<\/p>\n<h2>Familiar name, unfamiliar concept<\/h2>\n<p>Nearly all Americans say they\u2019ve heard of cryptocurrency, but only 35% claim to understand it beyond a basic level. For many, it remains a complex and abstract financial product. This knowledge gap, paired with headlines about scams or volatility, continues to discourage broader participation.<\/p>\n<style>\n    .dark-mode .read-more {background-color: #343a40 !important;}\n<\/style>\n<div class=\"read-more pb-3 pt-3 pt-md-2 px-3 my-4 border bg-light\">\n    <h5 class=\"text-uppercase border-bottom mb-3 pb-1 d-none d-md-block\">READ MORE:<\/h5>\n    <a class=\"article row\" href=\"https:\/\/cryptodnes.bg\/en\/u-s-dollar-comes-onchain-as-genius-act-ushers-in-digital-era\/\" title=\"U.S. Dollar Comes Onchain as GENIUS Act Ushers in Digital Era\">\n        <div class=\"contentRight col-4\">\n            <span class=\"imgContainer mt-0\">\n                <img decoding=\"async\" class=\"image img-defer\" src=\"https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2023\/05\/us-dollar-bankroll-240x170.webp\">\n            <\/span>\n        <\/div>\n        <div class=\"contentLeft col-8\">\n            <h4 class=\"title mb-0\">U.S. Dollar Comes Onchain as GENIUS Act Ushers in Digital Era<\/h4>           \n            \n        <\/div>        \n    <\/a>\n<\/div>\n<p>Even among those intrigued by the idea, just 4% say they plan to buy crypto soon, while 60% express no interest at all.<\/p>\n<h2>Regulatory clarity may shift sentiment\u2014but slowly<\/h2>\n<p>The introduction of federal crypto regulation has sparked debate around safety, oversight, and innovation. While clearer rules may improve long-term confidence, it\u2019s unlikely to drive an immediate adoption wave. For now, cryptocurrency remains a niche holding for younger, higher-income men, while the general public waits for stronger incentives\u2014or fewer risks.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cryptocurrency ownership in the U.S. has grown steadily over the past few years, but it remains far from widespread.<\/p>\n","protected":false},"author":7,"featured_media":38788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[22],"tags":[72],"class_list":["post-164086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-others","tag-bitcoin"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Most Americans Still Avoid Crypto Despite Growing Adoption<\/title>\n<meta name=\"description\" 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