{"id":163438,"date":"2025-07-22T09:35:15","date_gmt":"2025-07-22T06:35:15","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=163438"},"modified":"2025-07-22T09:35:46","modified_gmt":"2025-07-22T06:35:46","slug":"jpmorgan-eyes-crypto-backed-loans-amid-favorable-u-s-policy-shift","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/jpmorgan-eyes-crypto-backed-loans-amid-favorable-u-s-policy-shift\/","title":{"rendered":"JPMorgan Eyes Crypto-backed Loans Amid Favorable U.S. Policy Shift"},"content":{"rendered":"

The bank is exploring lending products secured directly by client-held cryptocurrencies such as Bitcoin and Ether\u2014a move that would significantly expand its crypto services beyond ETF collateralization.<\/p>\n

From ETFs to direct crypto-collateral lending<\/h2>\n

While JPMorgan currently allows borrowing against crypto exchange-traded funds like BlackRock\u2019s iShares Bitcoin Trust (IBIT), this next step would involve using the underlying digital assets themselves as loan collateral. The expansion, if finalized, could launch as early as next year, marking a new phase in the bank\u2019s digital asset strategy under CEO Jamie Dimon.<\/p>\n

This comes<\/a><\/strong> as regulatory clarity around cryptocurrencies improves under the Trump administration. Recent developments, including the passage of the GENIUS Act, have bolstered confidence in digital asset infrastructure\u2014providing a more stable environment for traditional financial institutions to engage directly with crypto markets.<\/p>\n