{"id":162829,"date":"2025-07-15T18:10:32","date_gmt":"2025-07-15T15:10:32","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=162829"},"modified":"2025-07-15T18:10:32","modified_gmt":"2025-07-15T15:10:32","slug":"how-to-earn-yield-holding-usdc-a-2025-guide","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/how-to-earn-yield-holding-usdc-a-2025-guide\/","title":{"rendered":"How to Earn Yield Holding USDC: A 2025 Guide"},"content":{"rendered":"

Thanks to a partnership<\/a><\/strong> with Coinbase, which pays interest on USDC balances, Deribit can pass these rewards on directly to users\u2014offering an annual yield of up to 4% as of July 2025.<\/p>\n

Who\u2019s Eligible to Earn USDC Rewards?<\/h2>\n

Eligibility is based on your geographic location. Retail users qualify based on their country of residence, while corporate users must have both their incorporation and main business location in approved jurisdictions. You must also hold USDC directly on Deribit\u2014balances held externally or with third-party custodians like Fireblocks won\u2019t qualify for rewards. However, users with hybrid custody setups can still earn rewards based on the amount stored with Deribit alone.<\/p>\n

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How Are Rewards Calculated and Paid?<\/h2>\n

Deribit calculates your minimum USDC equity each day at 00:00 UTC. These daily balances accumulate throughout the month and are paid as a lump sum in the following month. For instance, balances from July 15 to July 31 will be rewarded in early August. If you maintain a steady balance or gradually increase holdings, your payout will reflect the lowest daily amount held during that period.<\/p>\n

Example: Earning in Real Time<\/h2>\n

Let\u2019s say you hold 100,000 USDC at a daily rate of 0.01% (APR of 3.65%). Over 30 days, your reward would total roughly 300 USDC, assuming consistent holdings. If you split your balance between Deribit and an external custodian, only the Deribit-held portion qualifies for the yield.<\/p>\n