{"id":152347,"date":"2025-03-01T21:00:55","date_gmt":"2025-03-01T19:00:55","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=152347"},"modified":"2025-03-01T19:09:13","modified_gmt":"2025-03-01T17:09:13","slug":"us-banks-face-482-billion-in-unrealized-losses-fdic-warns","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/us-banks-face-482-billion-in-unrealized-losses-fdic-warns\/","title":{"rendered":"US Banks Face $482 Billion in Unrealized Losses, FDIC Warns"},"content":{"rendered":"

The total value of these losses surged by $118.4 billion, bringing the overall figure to $482.4 billion.<\/p>\n

The FDIC attributes<\/a> <\/strong>the surge to rising long-term interest rates, such as those on 30-year mortgages and 10-year Treasury bonds, which have eroded the market value of bank-held securities.<\/p>\n

Unrealized losses represent the gap between the purchase price of these assets and their current worth, a factor that played a key role in the downfall of Silicon Valley Bank in 2023. The bank\u2019s collapse was triggered when depositors, alarmed by heavy losses on securities sales, rushed to withdraw their funds.<\/p>\n