{"id":144607,"date":"2024-12-12T17:00:14","date_gmt":"2024-12-12T15:00:14","guid":{"rendered":"https:\/\/cryptodnes.bg\/en\/?p=144607"},"modified":"2024-12-12T13:34:44","modified_gmt":"2024-12-12T11:34:44","slug":"klarna-faces-regulatory-scrutiny-over-aml-compliance","status":"publish","type":"post","link":"https:\/\/cryptodnes.bg\/en\/klarna-faces-regulatory-scrutiny-over-aml-compliance\/","title":{"rendered":"Klarna Faces Regulatory Scrutiny Over AML Compliance"},"content":{"rendered":"<p>These included shortcomings in the company\u2019s general risk assessments and deficiencies in customer due diligence protocols.<\/p>\n<p>Authorities <strong><a href=\"https:\/\/www.reuters.com\/business\/finance\/klarna-bank-fined-46-mln-sweden-money-laundering-probe-2024-12-11\/\" target=\"_blank\" rel=\"nofollow\">found<\/a> <\/strong>that Klarna\u2019s risk assessment processes failed to adequately address how its services might be exploited for money laundering or terrorist financing. Additionally, the company lacked comprehensive guidelines to determine when customer due diligence should be conducted for its invoice product users.<\/p>\n<p>Daniel Barr, Director General of the Swedish Financial Supervisory Authority (FI), emphasized the importance of strict adherence to AML regulations to prevent criminal misuse of financial systems. He stated that Klarna\u2019s lapses in risk assessments and due diligence warranted intervention, though not severe enough to justify a warning or revocation of its license.<\/p>\n<style>\n    .dark-mode .read-more {background-color: #343a40 !important;}\n<\/style>\n<div class=\"read-more pb-3 pt-3 pt-md-2 px-3 my-4 border bg-light\">\n    <h5 class=\"text-uppercase border-bottom mb-3 pb-1 d-none d-md-block\">READ MORE:<\/h5>\n    <a class=\"article row\" href=\"https:\/\/cryptodnes.bg\/en\/indias-digital-rupee-a-step-toward-the-future-of-national-payments\/\" title=\"India&#8217;s Digital Rupee: A Step Toward the Future of National Payments\">\n        <div class=\"contentRight col-4\">\n            <span class=\"imgContainer mt-0\">\n                <img decoding=\"async\" class=\"image img-defer\" src=\"https:\/\/cryptodnes.bg\/en\/wp-content\/uploads\/sites\/2\/2022\/07\/Indiau2019s-Most-Populous-State-Will-Launch-Blockchain-Powered-Energy-Trading-240x170.jpg\">\n            <\/span>\n        <\/div>\n        <div class=\"contentLeft col-8\">\n            <h4 class=\"title mb-0\">India&#8217;s Digital Rupee: A Step Toward the Future of National Payments<\/h4>           \n            \n        <\/div>        \n    <\/a>\n<\/div>\n<p>Sweden\u2019s major banks have faced scrutiny over AML compliance in recent years, with SEB receiving a significant fine of 4 billion kronor. Klarna, however, highlighted that no evidence of its services being misused for money laundering was found during the investigation. A spokesperson noted that the company had engaged in constructive dialogue with regulators to reinforce its commitment to secure financial practices.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A regulatory review of Klarna\u2019s practices between April 2021 and March 2022 uncovered multiple breaches of key anti-money laundering (AML) rules.<\/p>\n","protected":false},"author":7,"featured_media":28804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[28],"tags":[],"class_list":["post-144607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Klarna Faces Regulatory Scrutiny Over AML Compliance<\/title>\n<meta name=\"description\" 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